Terms and Conditions of Use

1. About the Website

Welcome to https://Piptle.agency (the ‘Website‘). The Website operates to (but is not limited to) provide Real Estate Services (the ‘Services‘).
The Website is operated by Piptle Agency Pty Ltd (ABN 97 660 829 872) (hereafter referred to as “Piptle Agency”). Access to and use of the Website, or any of its associated Products or Services, is provided by Piptle Agency. Please read these terms and conditions (the ‘Terms‘) carefully. By using, browsing and/or reading the Website, this signifies that you have read, understood, and agree to be bound by the Terms. If you do not agree with the Terms, you must cease usage of the Website, or any of Services, immediately.
Piptle Agency reserves the right to review and change any of the Terms by updating this page at its sole discretion. When Piptle Agency updates the Terms, it will use reasonable endeavours to provide you with notice of updates to the Terms. Any changes to the Terms take immediate effect from the date of their publication. Before you continue, we recommend you keep a copy of the Terms for your records.

Definitions

‘B Chain’ means the Blockchain.

‘Blockchain’ means a distributed ledger of records organised into blocks that are linked together using cryptographic validation. When a block is added to the chain, it cannot be changed without affecting all blocks that came after it, this creates an immutable data file that no single entity controls.

‘Blocks’ means an allocation sold to an individual consumer.

‘Cryptocurrency’ means a digital currency in which cryptography encryption techniques are used to regulate the generation of units of currency and verify the transfer of funds.

‘Intellectual Property Rights’ means all industrial and intellectual property rights, both in Australia and throughout the world, and includes any copyright, moral right, patent, registered or unregistered trade mark, registered or unregistered design, registered or unregistered plant breeder’s right, trade secret, knowhow, rights in relation to semiconductors and circuit layouts, trade or business or company name, indication or source or appellation of origin or other proprietary right, or right of registration of such rights.

‘Mnemonic Seed Phrase’ means a secret group of 12 immutable words used to backup and access the Wallet.

‘Passcode’ means a set of numbers used to access the Wallet.

‘Piptle Agency’, ‘our’, ‘we’ or ‘us’ means Piptle Agency Pty Ltd.

‘Piptle Agency’ means a website focused on real estate with a particular focus on cryptocurrency related transactions, and within the Piptle Wealth Management group of companies.

‘Private Key’ means a long sequence of numbers and letters which is used to generate a public key and allows You to sign transactions which are verified by others on the B Chain against the public key. The public key is your address which is visible on the B Chain,

‘Services’ means various services provided to You by Piptle Agency including but not limited to digital currency exchange services, buying, and selling services related to the purchase of digital currency.

‘Site’ means https://Piptle.Agency

‘The Piptle Group’ means Piptle Wealth Management, Piptle Agency, PIPx, PIPezi, Darqtec, eziStake, eziMoon, the Ndigi Cooperative, the PIPTLERS Cooperative, and any other companies within the Piptle Group of Companies Network.

‘Transaction Services’ means services provided by Piptle Agency (through the Piptle Agency Platform) to facilitate transactions.

‘Transactions’ means transactions between You, Piptle Agency, another Merchant, or an individual consumer.

‘Users’ means all individuals, institutions or organisations that access, download or use the Site, the Piptle Agency Platform, the Wallet and the Services and who meet the KYC requirements.

‘Wallet’ means a cryptocurrency wallet developed by Piptle which connects to the B Chain, stores a user’s cryptocurrency (such as) and allows a User to make cryptocurrency transactions.

‘You’ means the User who has a Wallet and elects to use the Services of the Piptle Agency Platform.

2. Acceptance of the Terms

You accept the Terms by remaining on the Website. You may also accept the Terms by clicking to accept or agree to the Terms where this option is made available to you by Piptle Agency in the user interface.
You acknowledge and agree that:
1. Piptle Agency is not acting on your behalf in any capacity. For the avoidance of doubt Piptle Agency is not your broker, intermediary, agent, or advisor and has no fiduciary relationship or obligation to You in connection with any transactions or other decisions or activities which are the result of your use of the Site, the Piptle Agency Platform and the Services, and
2. no communication or information provided to You by Piptle Agency shall be construed as any type of advice.

3. Subscription to use the Services; Registration to use the Purchase Services

1. In order to access the Services or access the Purchase Services (hereafter referred to as “Services”), you must first purchase a subscription through the Piptle Website (the ‘Subscription‘) and pay the applicable fee for the selected Subscription (the ‘Subscription Fee‘).
2. In purchasing the Subscription, you acknowledge and agree that it is your responsibility to ensure that the Subscription you elect to purchase is suitable for your use.
3. Once you have purchased the Subscription, you will then be required to register for an account through the Website before you can access the Services (the ‘Account‘).
4. As part of the registration process, or as part of your continued use of the Services, you may be required to provide personal information about yourself (such as identification or contact details), including:

(i)Email address

Preferred username
Mailing address
Telephone number
Password
You warrant that any information you give to Piptle in the course of completing the registration process will always be accurate, correct and up to date.
Once you have completed the registration process, you will be a registered member of the Website (‘Member‘) and agree to be bound by the Terms. As a Member you will be granted immediate access to the Services from the time you have completed the registration process until the subscription period expires (the ‘Subscription Period‘).
You may not use the Services and may not accept the Terms if:

you are not of legal age to form a binding contract with Piptle Agency; or
you are a person barred from receiving the Services under the laws of Australia or other countries including the country in which you are resident or from which you use the Services.

4. Trading with your PIPx or PIPezi Exchange Account

The following applies if you have a PIPezi or PIPx account that is linked to your services within Piptle Agency:

The Piptle Group regard making our deposit and withdrawal timeframes as one of our top priorities. Sometimes, we may encounter situations which we have a limited amount of control over, which can result in delays. In accepting this Agreement, you acknowledge that The Piptle Group is not responsible for any losses that may arise from delays processing deposits or withdrawals.
In order to maintain our strict KYC practices, the bank account linked to your PIPx or PIPezi Account, and any other payment services that you have with us must be in your name, in order to facilitate all deposits and withdrawals to or from your account. If the account is not held in your name, we may limit and/or suspend your use of our Platform and Services, until you supply the appropriate details of a bank account in your name.

c) The Piptle Group are not liable for any delays you may experience when sending and transferring Cryptocurrencies from our Platform to other platforms, websites, users, or wallets. These delays may occur due to factors without our control, including but not limited to third-party websites, Blockchain congestion, PIPezi or PIPx maintenance (such as shifting Tokens into a secure storage vault or platform), or wallet issues.

In addition to buying, selling, converting, and trading Cryptocurrencies, you are only permitted to send your coins, tokens, NFTs, or digital assets to another user, another exchange platform, and/or a web3 wallet i.e. MetaMask.
Due to the evolving nature of blockchain technology, and blockchain network capacity, if there are any technical issues regarding the use of a blockchain and/or use of a blockchain network this is beyond our control and The Piptle Group reserve the right to cancel transactions you have initiated which are delayed beyond a reasonable time or lapse due to time delays. In such circumstances, you may need to execute the transaction again, or at another time.
The Piptle Group may take reasonable action, including but not limited to restricting access or deducting the amount you have received, acquired, or accumulated from the balance of the coins or fiat currency held in your account, if you have received, acquired, or accumulated any funds or assets as a result of an error, glitch, or loophole. If such an error, flaw, or loophole occurs or is discovered, and we decide to enforce our right to recover misappropriated monies or assets from your account, we will notify you.
If your account is suspended in accordance with these Terms of Use and you do not respond to any of our attempts to contact you after the payment of the uncleared funds, The Piptle Group will consider your account, and all coins, tokens, NFTs, assets, and fiat currencies within your account, to have been suspended, and not accessible until such time as this is resolved, or a relevant government authority orders them to be dealt with in a specific way. Example: where your account has been flagged for money-laundering and AUSTRAC requests for the digital assets to be sent to a holding account managed by a third-party.

h) It is your responsibility to check your accounts with The Piptle Group and monitor the movement of your coins, tokens, NFTs, fiat currencies, and digital assets, including any pending, lapsed, or cancelled transactions or purchases through your transaction history and to re-execute any failed transactions.

All deposits and withdrawals made are subject to the limits displayed on our Platform and Services. Due to the blockchain, as well as user demand, market activity, and the price of specific coins, this amount may fluctuate over time. In some cases, we may use our discretion to approve deposits and withdrawals that exceed the displayed limit.
All fiat currency deposits and withdrawals must be made to and from the verified account holder’s banking institution account. We may use our judgement to authorise deposits and withdrawals from a financial institution account that is not owned by the confirmed account holder in some circumstances.
For any AUD withdrawals or deposits, it is your responsibility to enter an accurate BSB and account number. Piptle Agency does not and will not verify the information you provide, relating to your account and including if the BSB and account number you provide are yours. It is not The Piptle Group’s obligation to retrieve payments from the unintended recipient if you submit incorrect bank details. The Piptle Group are not responsible for any losses or liabilities you may suffer as a result of fiat money being paid to an undesired bank account.
During times of market volatility, high volume trades, rapid movement, and illiquidity, the market rate at which you purchase, sell, or exchange coins may differ from the price indicated on our Platform, and as a result, we will be unable to execute your order and will refund your funds. The Piptle Group are not responsible for price fluctuations caused by market volatility, market or technical disruptions, delays, or other factors beyond its control. If the market rate drastically increases or lowers, or if there is a market interruption or other event beyond our control, The Piptle Group may reasonably decide not to execute a deal.
The Piptle Group may cancel your buy or sell order and refund the funds to your account in such situations. The Piptle Group will make reasonable efforts to notify you of these events, and you must check your account for any pending or cancelled transactions as soon as possible after receiving a notification.

n)When you place a buy, sell, or exchange order on our Platform, The Piptle Group treats it as a legally binding directive from you. If you ask The Piptle Group to cancel, amend, or reverse your buy, sell, or exchange order, The Piptle Group is not obligated to do so if it is unreasonable to do so or would cause The Piptle Group any form of inconvenience, or cost.

5. Debit Account Balances

To make any transaction on the Platform, you must have adequate funds in your account.
If at any time your Account has a debit balance, you agree to pay us:
1. An Account overdraft fee determined by us from time to time to cover our reasonable costs and expenses arising from the debit Account balance; or
2. The total debit balance including the Account overdraft fee.
If you fail to pay the outstanding debit account balance and Account overdraft fees, we may suspend or cancel your Account at any time and without notice to you.
If, after a demand is made by us, you have not made payment of the outstanding debit balance, then:
1. You authorise us to sell any cryptocurrency assets in your Account to recover the outstanding balance; and
2. You agree to indemnify us against all costs, expenses and losses incurred, including brokerage fees, taxes, overdraft fees and any other fees in connection with any transaction executed by us in accordance with this clause to recover the outstanding balance where you do not pay the outstanding debit balance.
Without your consent, we reserve the right to use a third-party collection agency to recover any sums you owe us under these Terms and Conditions. All charges paid by us in recovering the amounts you owe us under these Terms and Conditions, including debt collection fees and enforcement costs, will be payable on demand.

6. Treatment of Unallocated Deposits Within the PIPezi or PIPx Exchange

1. We have no trust relationship with you at any time, and we do not hold any funds deposited by you on trust.
2. Unallocated deposits received in our bank accounts may be held for a user at our sole discretion.
3. Fees may be deducted from any money held by us in accordance with this clause in circumstances where they are determined to be unallocated.
Making a Claim for Unallocated Deposits
1. You have the right to request and file a claim for the repayment of an unallocated deposit (less any accumulated fees) by contacting us through the support screen or by email at [email protected].
2. Once a deposit is identified as an unallocated deposit, it will be held in our account until additional investigation and advise on release is received.
3. We will hold the unallocated deposit on behalf of the depositor, and we have an obligation to repay the unallocated deposit to the owner on demand.
4. The unallocated deposit will incur:
  1. an unallocated deposit search fee based on an hourly rate of $45AUD (excl GST); and
  2. a monthly unallocated deposit management fee of 6% per annum (excl GST).
5. Where an unallocated deposit is unclaimed after a period of 6 months, it will be taken to be forfeit, and may, at our discretion, be donated to a charity, as designated by Piptle Agency, or dealt with in any other manner deemed appropriate, and reasonable in the circumstances.

7. Security

Transmission of information over the Internet, including to and from our Platform and Services, is not 100 % secure or error-free. Emails to or from us, as well as information posted to or accessible on this Platform, may not be secure, therefore you should exercise caution when sending us information through these channels.
1. 1. Emails to and from us may be filtered and scanned for viruses, including by third-party contractors. Such filters and scans cannot guarantee that viruses or other potentially destructive code will be removed.

8. Linking and Framing

This Platform may contain links to other websites and may display content or information from other websites within frames on this website. When you click on those links or access third-party websites through the Platform, we may earn a payment as a result of that advertising or that referral.
Piptle Agency is not responsible or accountable for any third-party websites or third-Party content hosted on the Platform, nor for any infringement of third-party intellectual property rights as a result of hosting links to third-party websites and third-party content.
Piptle Agency is not responsible or liable for any personal information collected by a third party (including information collected through a third-party website), and we are released from any liability resulting from the third party’s failure to handle, use, or disclose your personal information in accordance with the Privacy Act 1988. (Cth).
Piptle Agency does not guarantee the authenticity, currency, or suitability of third-party websites or third-party content for any purpose, nor do we endorse the offers, products, or services which they promote.

All statements, representations, offers, products, or services made publicly available through third-party websites and third-party content are solely the responsibility of the third-party website’s operator or author, and any links to third-party websites or third-party content hosted on the Platform are done at the request of the operator or author for the purpose of promoting their offers, products, and services. We do not function as an agent, representative, partner, or in any other role on behalf of such operator or author, unless otherwise specified.

9. Affiliate Program within the PIPTLERS Cooperative

We may run an affiliate program for the Platform from time to time that will allow you to refer non-users (Converted Customers) to the PIPTLERS Cooperative Platform in exchange for an affiliate credit.
This affiliate program will be run directly through the PIPTLERS Cooperative and is not operated by the Piptle Agency.

c)The affiliate credit will be calculated as a percentage of any fee charged by us for a Transaction (but not on any other charges, fees, levies, etc.) carried out by the converted customer.

The percentage used to calculate the affiliate credit:

will be specified on the Platform. The affiliate credit rates are subject to change, and we have the right to change or discontinue them at any time; and
will be the current percentage set by us for a transaction carried out by a converted customer, regardless of the time they became customers.

Subject to this section, you will be eligible to receive the affiliate credit and any such affiliate credit will accrue to your Piptle Agency account for as long as you as a customer keep your account with us, provided you are not in breach of these Terms of Use.
If you accumulate more than $50 in your account as affiliate credit and provided your account has been verified in accordance with these Terms of Use, we will automatically make your affiliate credit balance available for withdrawal or use on the Platform.
All affiliate programmes will be operated at our exclusive discretion, and we have the right to activate, modify, or terminate them at any time. If a new affiliate programme is launched, you will be contacted via email about the new partner program and our plan to transfer you to it.
Affiliate credits will be received only if you follow the terms and conditions of the affiliate program you’ve signed up for. This includes any new affiliate credits earned from clients who were converted before the programme was switched.
You understand and agree that the affiliate credit may change as a result of any variations in the service fees we are authorized to charge under this Agreement.
You agree that you will not use your own affiliate link to create and register an alternate account for yourself outside of an approved business account. This practice will be considered abuse of the affiliate program and may result in immediate termination of your referral account and forfeiture of your accumulated affiliate credit and bonus.

10. Third-Party Service Providers

We may use third parties to process transactions or payments, to conduct risk analysis and/or offer Crypto digital assets, as applicable for the requested Transaction and for the selected payment method. Third Party Service Providers may include, without limitation, exchange platforms.

At our sole discretion, we have the right to change or replace any third-party Service Provider. Third-party Service Providers’ services are governed solely by their terms of service, and we have no responsibility or liability for their conduct or omissions, or any consequences thereof.

We take no responsibility for any third-party Service Provider delay, error, conduct, or omission.

11. Third-Party Links

Links to (and integrations with) websites owned and maintained by third parties may be found on the Platform. Other suppliers and service providers who supply goods or services in conjunction with the Services may fall under this category. We have no control over these third-party websites, which are subject to their own terms and conditions and privacy policies.
You acknowledge and agree that when you access a third-party website available via a link contained on the Platform:
1. you do so at your own risk and understand that you should review the privacy policy and terms and conditions of that website;
2. Piptle Agency are not responsible for the content, accuracy, lawfulness, or suitability of that third-party website, or any other aspect of it; and
3. you acknowledge and agree that we will not be liable for any loss or damage experienced by you or any other person as a result of or in connection with your access or use of any third-party website accessible via a link on the Platform, to the fullest extent permitted by applicable law.

12. Service and Conversion Fees

A conversion fee applies to all transactions where coins, tokens, NFTs, fiat currencies, and digital assets are purchased, sold, or traded.

b)By using The Piptle Group Exchange Platforms, you accept and acknowledge that we may adjust our conversion fees at any time. At the time of the transaction, The Piptle Group will inform you of the conversion fees that apply to your transaction.

A conversion rate is applied to all purchases, sales, and trades of coins, tokens, NFTs, fiat currencies, and digital assets. By using the Platform, you agree to the conversion rate that may be in effect at any moment. The Piptle Group will inform you of the conversion rate that will apply to your transaction after it is completed.
If The Piptle Group suspect that a conversion transaction has been used for illegal or fraudulent purposes, we may postpone, suspend, or cancel it.
You must pay The Piptle Group the Service Fees, as well as any other commissions and/or fees that may be indicated on the Platform from time to time, in exchange for the Services.
The Piptle Group may change the Service Fees and add additional fees or commissions from time to time at our discretion, with 7 days’ notice. Changes to Service Fees will apply to services provided from the expiry of the notice period.
Payments that exceed the Platform’s thresholds and limits may be held for longer periods of time (depending on support load) and subject to manual processing fees or charges.
You acknowledge and agree that where a request for any payment (whether pursuant to a Transaction or by way of a transfer from your bank account, or as part of the Service Fees) is returned or denied, for whatever reason, by your financial institution or is unpaid by you for any other reason, then you are liable for any costs, including banking fees and charges, associated with the Service Fees.
Service Fees are non-refundable unless we decide otherwise, which we have the authority to do at our sole discretion and on a case-by-case basis.
The Service Fees, as well as any other amounts owed, will be deducted automatically from any Transaction or other digital assets in your account.

k)If you fail our account verification process and/or are sent a closure notice regarding your account for any reason, then the following process will apply to any request for refund of deposits that you may have made with us:

you must request your financial institution to contact our financial institutions and subsequent payment processors and initiate a payment investigation or request for reversal of Deposits.
our financial institutions and subsequent payment processors will contact us and take our approval for any refund of Deposits, which approval may be withheld at our discretion and/or subject to our internal control process.

If your financial institution does not notify our financial institutions and subsequent payment processors within 30 days of receiving the Account Closure Notice (and you do not provide us with a valid reason), your account will be marked as “dormant” in our records. While your account is ‘dormant,’ we will be able to take any relevant administration fees from the deposits in your account on a monthly basis. We have the right to cancel your account if there is no money left in it (for example, because all funds have been utilised to pay the administration fees).
If there are technical issues that prevent us from completing the transaction, or if The Piptle Group is unable to complete the transaction, we reserve the right to delay, suspend, or cancel the trade or transaction. This could be due to reliance on a third-party supplier, or because we have a reasonable suspicion that the trade is vulnerable to unlawful behaviour or fraud, technical issues, or a law enforcement action.

13. Transfers Out of Platform

You are responsible for the transfer of any cryptocurrency out of your account to other wallets, or trading platforms.
You recognise and accept that once you have transferred cryptocurrencies from your account to another wallet or trading service, we will not be accountable or liable for them.
It is your responsibility for ensuring that the recipient wallet address is correct prior to submitting any withdrawal transaction(s).

d.Piptle Agency takes no responsibility for validating recipient addresses for withdrawals from your Account because all Cryptocurrency transactions are irreversible once sent. Once a transfer has been made, The Piptle Group are unable to cancel it.

You must take precautions when withdrawing and storing your Cryptocurrency, especially when withdrawing from your Account to an overseas-based provider.

You acknowledge and agree that:

1. it is your responsibility to ensure that any withdrawals from your Account are sent to a valid and correct address and for a valid purpose;
2. we are not under any obligation to verify a withdrawal address or identify whether a withdrawal may be the subject of scam regardless of whether a scam has been listed on this website or not; and
3. under no circumstances, will we be responsible or liable to you for any loss resulting from any transfer from your account regardless of whether the scam is specifically stated in our announcements or published on our website.

14. Intellectual Property

Piptle Agency represents and warrants that it is the absolute legal and beneficial owner of, or licensee to, all right, title and interest in the Site and the Piptle Agency Platform including but not limited to, all Intellectual Property Rights in the Site and the Piptle Agency Platform.
By accepting this Agreement, You expressly acknowledge and agree that all rights, title, and interest in the Site and the Piptle Agency Platform remain the property of Piptle Agency and unless expressly provided, nothing in this Agreement grants You any Intellectual Property Rights in the Site and the Piptle Agency Platform.
Notwithstanding the above, Piptle Agency grants You a revocable, non-exclusive, non-transferrable, worldwide, royalty-free license, during the term of this Agreement, to use the Site, the Piptle Agency Platform, and the Services in accordance with, and subject to the restrictions imposed by this Agreement.
This license includes a grant for usage of the Site, the Piptle Agency Platform and all updates, upgrades, new versions and replacement applications.
We do not own, control nor have any responsibility or liability for any third-party software applications You elect to use with the Site and the Piptle Agency Platform in connection with our Services.

15. Your obligations as a Member of the PIPTLERS Cooperative

If you are a Member of The PIPTLERS Cooperative, you agree to comply with the following:
1. you will use the Services only for purposes that are permitted by:
  1. the Terms; and
  2. any applicable law, regulation or generally accepted practices or guidelines in the relevant jurisdictions;
2. you have the sole responsibility for protecting the confidentiality of your password and/or email address. Use of your password by any other person may result in the immediate cancellation of the Services;
3. any use of your registration information by any other person, or third parties, is strictly prohibited. You agree to immediately notify Piptle Agency of any unauthorised use of your password or email address or any breach of security of which you have become aware;
4. access and use of the Website is limited, non-transferable and allows for the sole use of the Website by you for the purposes of Piptle Agency providing the Services;
5. you will not use the Services or the Website in connection with any commercial endeavours except those that are specifically endorsed or approved by the management of Piptle Agency;
6. you will not use the Services or Website for any illegal and/or unauthorised use which includes collecting email addresses of Members by electronic or other means for the purpose of sending unsolicited email or unauthorised framing of or linking to the Website;

(vii)you agree that commercial advertisements, affiliate links, and other forms of solicitation may be removed from the Website without notice and may result in termination of the Services. Appropriate legal action will be taken by Piptle Agency for any illegal or unauthorised use of the Website; and

you acknowledge and agree that any automated use of the Website or its Services is prohibited.

16. Payment of Subscription Fees (PIPTLERS Cooperative)

Where the option is given to you, you may make payment of any required Subscription Fees (such as, but not limited to that of the PIPTLERS Cooperative, which is it a requirement to be a member of) by way of:
1. Electronic funds transfer (‘EFT ‘) into our nominated bank account
2. Credit Card Payment (‘Credit Card‘)
3. Cash (‘Cash‘)
4. Acceptable Cryptocurrencies
All payments made in the course of your use of the Services are made using the Piptle Agency Store. In using the Website, the Services or when making any payment in relation to your use of the Services, you warrant that you have read, understood and agree to be bound by the Piptle Agency Store terms and conditions which are available on their website.
You acknowledge and agree that where a request for the payment of the Subscription Fee is returned or denied, for whatever reason, by your financial institution or is unpaid by you for any other reason, then you are liable for any costs, including banking fees and charges, associated with the Subscription Fee.
You agree and acknowledge that Piptle Agency can vary the Subscription Fee at any time and that the varied Subscription Fee will come into effect following the conclusion of the existing Subscription Period.

17. Tax

It is your responsibility to determine what, if any, taxes apply to the transactions that You have submitted transaction details for, and it is your responsibility to report and remit the correct tax to the appropriate tax authority.
You agree that Piptle Agency is not responsible for determining whether taxes apply to your transactions or for collecting, reporting, withholding, or remitting any taxes arising from any transactions.

18. Copyright and Intellectual Property

The Website, the Services and all of the related products of Piptle Agency are subject to copyright. The material on the Website is protected by copyright under the laws of Australia and through international treaties. Unless otherwise indicated, all rights (including copyright) in the Services and compilation of the Website (including but not limited to text, graphics, logos, button icons, video images, audio clips, Website, code, scripts, design elements and interactive features) or the Services are owned or controlled for these purposes and are reserved by Piptle Agency or its contributors.
All trademarks, service marks and trade names are owned, registered and/or licensed by Piptle Agency, who grants to you a worldwide, non-exclusive, royalty-free, revocable license whilst you are a Member to:
1. use the Website pursuant to the Terms;
2. copy and store the Website and the material contained in the Website in your device’s cache memory; and
3. print pages from the Website for your own personal and non-commercial use.

Piptle Agency does not grant you any other rights whatsoever in relation to the Website or the Services. All other rights are expressly reserved by Piptle Agency.

Piptle Agency retains all rights, title, and interest in and to the Website and all related Services. Nothing you do on or in relation to the Website will transfer any:
1. business name, trading name, domain name, trademark, industrial design, patent, registered design or copyright, or

(ii)a right to use or exploit a business name, trading name, domain name, trademark, or industrial design, or

a thing, system or process that is the subject of a patent, registered design, or copyright (or an adaptation or modification of such a thing, system or process), to you.
You may not, without the prior written permission of Piptle Agency and the permission of any other relevant rights owners: broadcast, republish, up-load to a third party, transmit, post, distribute, show or play in public, adapt or change in any way the Services or third-party Services for any purpose, unless otherwise provided by these Terms. This prohibition does not extend to materials on the Website, which are freely available for re-use or are in the public domain.

19. Privacy

Piptle Agency takes your privacy seriously and any information provided through your use of the Website and/or Services are subject to Piptle Agency Privacy Policy, which is available on the Website.
As a third-party record keeper, Piptle Agency will not collect or otherwise deal in commercially sensitive information, except to the extent necessary to operate the Piptle Agency Platform, or as set forth in the Privacy Policy.
The Site may contain links or portals to third party websites not under our control or operation. Any such links are provided only as a convenience and do not imply our endorsement or responsibility for the contents of any such linked site. Use of any such third-party content provided via the Site may also be conditioned upon agreement to such third party’s terms and conditions. The Site simply facilitates your interaction with such third parties. Piptle Agency is not responsible for any issues or disputes between You and such third party.

20. General Disclaimer

Nothing in the Terms limits or excludes any guarantees, warranties, representations, or conditions implied or imposed by law, including the Australian Consumer Law (or any liability under them) which by law may not be limited or excluded.

b)Subject to this clause, and to the extent permitted by law:

all terms, guarantees, warranties, representations, or conditions which are not expressly stated in the Terms are excluded; and
Piptle Agency will not be liable for any special, indirect or consequential loss or damage (unless such loss or damage is reasonably foreseeable resulting from our failure to meet an applicable Consumer Guarantee), loss of profit or opportunity, or damage to goodwill arising out of or in connection with the Services or these Terms (including as a result of not being able to use the Services or the late supply of the Services), whether at common law, under contract, tort (including negligence), in equity, pursuant to statute or otherwise.

Use of the Website and the Services is at your own risk. Everything on the Website and the Services is provided to you “as is” and “as available” without warranty or condition of any kind. None of the affiliates, directors, officers, employees, agents, contributors, and licensors of Piptle Agency make any express or implied representation or warranty about the Services or any products or Services (including the products or Services of Piptle Agency) referred to on the Website, includes (but is not restricted to) loss or damage you might suffer as a result of any of the following:

failure of performance, error, omission, interruption, deletion, defect, failure to correct defects, delay in operation or transmission, computer virus or other harmful component, loss of data, communication line failure, unlawful third-party conduct, or theft, destruction, alteration, or unauthorised access to records;
the accuracy, suitability, or currency of any information on the Website, the Services, or any of its Services related products (including third party material and advertisements on the Website);
costs incurred as a result of you using the Website, the Services or any of the products of Piptle Agency; and
the Services or operation in respect to links which are provided for your convenience.

For further details see (https://piptle.agency/disclaimer)

21. Limitation of liability

Piptle Agency’s total liability arising out of or in connection with the Services or these Terms, however arising, including under contract, tort (including negligence), in equity, under statute or otherwise, will not exceed the resupply of the Services to you.
You expressly understand and agree that Piptle Agency, its affiliates, employees, agents, contributors, and licensors shall not be liable to you for any direct, indirect, incidental, special consequential or exemplary damages which may be incurred by you, however caused and under any theory of liability. This shall include, but is not limited to, any loss of profit (whether incurred directly or indirectly), any loss of goodwill or business reputation and any other intangible loss.
You acknowledge and agree that:
1. Piptle Agency is not acting on your behalf in any capacity. For the avoidance of doubt Piptle Agency. is not your broker, intermediary, agent or advisor and has no fiduciary relationship or obligation to You in connection with any transactions or other decisions or activities which are the result of your use of the Site, the Piptle Agency Platform and the Services; and
2. no communication or information provided to You by Piptle Agency shall be construed as any type of advice.